:root {
  --navy: #071d33;
  --navy-soft: #102b47;
  --teal: #0c8c91;
  --teal-dark: #087278;
  --gold: #d5aa43;
  --gold-light: #f0d58f;
  --aqua: #eaf8f8;
  --cream: #f7f1e6;
  --white: #ffffff;
  --ink: #0d2238;
  --muted: #5e6d79;
  --line: #d9e5e7;
  --shadow: 0 24px 70px rgba(7, 29, 51, 0.14);
  --radius: 24px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

a { color: inherit; }

.shell {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(247, 241, 230, 0.95);
  border-bottom: 1px solid rgba(7, 29, 51, 0.08);
  backdrop-filter: blur(16px);
}

.nav-wrap {
  min-height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 26px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-mark {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  color: var(--navy);
  background: var(--gold);
  border: 4px solid var(--aqua);
  border-radius: 50%;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
}

.brand-copy { display: grid; line-height: 1; }

.brand-script {
  color: var(--teal);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.3rem;
  font-style: italic;
  font-weight: 700;
}

.brand-name {
  margin-top: 4px;
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

nav { display: flex; align-items: center; gap: 18px; }

nav a {
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 700;
  text-decoration: none;
}

nav a:hover, nav a:focus-visible { color: var(--teal-dark); }
nav a[aria-current="page"] { color: var(--teal-dark); text-decoration: underline; text-decoration-color: var(--gold); text-decoration-thickness: 3px; text-underline-offset: 7px; }

.button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  padding: 13px 22px;
  border: 2px solid var(--teal);
  border-radius: 999px;
  color: var(--white);
  background: var(--teal);
  font-weight: 800;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform 160ms ease, background 160ms ease, border-color 160ms ease;
}

.button:hover, .button:focus-visible {
  transform: translateY(-2px);
  background: var(--teal-dark);
  border-color: var(--teal-dark);
}

.button-small { min-height: 44px; padding: 10px 18px; font-size: 0.92rem; }

.button-outline { color: var(--navy); background: transparent; border-color: rgba(7, 29, 51, 0.25); }

.button-outline:hover, .button-outline:focus-visible { color: var(--white); }

.hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(120deg, rgba(234, 248, 248, 0.94), rgba(247, 241, 230, 0.98) 54%, rgba(240, 213, 143, 0.26)),
    var(--cream);
}

.hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 7px;
  background: linear-gradient(90deg, var(--teal) 0 72%, var(--gold) 72% 100%);
}

.hero-glow { position: absolute; border-radius: 50%; pointer-events: none; }
.hero-glow-one { width: 420px; height: 420px; right: -120px; top: -220px; background: rgba(12, 140, 145, 0.1); }
.hero-glow-two { width: 230px; height: 230px; left: -120px; bottom: -100px; background: rgba(213, 170, 67, 0.12); }

.hero-grid {
  position: relative;
  z-index: 1;
  min-height: 630px;
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(360px, 0.82fr);
  gap: 72px;
  align-items: center;
  padding-block: 78px 88px;
}

.eyebrow {
  margin: 0 0 18px;
  color: var(--teal-dark);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

h1, h2, h3 { margin-top: 0; color: var(--navy); line-height: 1.08; }

h1 {
  max-width: 760px;
  margin-bottom: 24px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3.25rem, 6.7vw, 5.8rem);
  font-weight: 700;
  letter-spacing: -0.045em;
}

h2 {
  margin-bottom: 22px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.25rem, 4vw, 3.75rem);
  letter-spacing: -0.035em;
}

h3 { font-size: 1.38rem; }

.hero-lead {
  max-width: 650px;
  margin: 0 0 32px;
  color: #425568;
  font-size: 1.2rem;
  line-height: 1.75;
}

.hero-actions { display: flex; flex-wrap: wrap; gap: 13px; }

.availability { margin: 20px 0 0; color: var(--muted); font-size: 0.92rem; }

.contact-card {
  position: relative;
  overflow: hidden;
  padding: 38px;
  color: var(--white);
  background: var(--navy);
  border-radius: 32px 32px 32px 8px;
  box-shadow: var(--shadow);
}

.contact-photo {
  width: calc(100% + 76px);
  height: 190px;
  display: block;
  margin: -38px -38px 30px;
  object-fit: cover;
  object-position: center 60%;
  border-bottom: 5px solid var(--gold);
}

.contact-card::before {
  content: "";
  position: absolute;
  width: 190px;
  height: 190px;
  right: -70px;
  top: -80px;
  border: 36px solid rgba(213, 170, 67, 0.2);
  border-radius: 50%;
}

.contact-card-top { position: relative; z-index: 1; }

.contact-kicker { color: var(--gold-light); font-weight: 800; }

.contact-card h2 { margin: 8px 0 14px; color: var(--white); font-size: 2.65rem; }
.contact-card p { margin: 0; color: #c7d5df; }

.ron-price {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: end;
  gap: 2px 18px;
  margin-top: 26px;
  padding: 20px;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 18px;
}
.ron-price > span { color: var(--gold-light); font-size: 0.76rem; font-weight: 900; letter-spacing: 0.12em; text-transform: uppercase; }
.ron-price strong { grid-row: 1 / span 2; grid-column: 2; color: var(--white); font-family: Georgia, "Times New Roman", serif; font-size: 2.55rem; line-height: 1; }
.ron-price strong small { color: var(--gold-light); font-family: Inter, ui-sans-serif, sans-serif; font-size: 0.72rem; text-transform: uppercase; }
.ron-price p { font-size: 0.82rem; }

.contact-list { display: grid; gap: 13px; margin-top: 30px; }

.contact-list a {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 14px 0;
  color: var(--white);
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  text-decoration: none;
  overflow-wrap: anywhere;
}

.contact-list small { display: block; color: #9eb1c0; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.11em; }

.contact-icon {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  color: var(--navy);
  background: var(--gold);
  border-radius: 50%;
  font-size: 0.7rem;
  font-weight: 900;
}

.signature-line {
  width: 72%;
  height: 18px;
  margin: 20px 0 0 auto;
  border-bottom: 3px solid var(--gold);
  border-radius: 50%;
  transform: rotate(-3deg);
}

.trust-strip { background: var(--navy); }

.resource-section { background: #fffaf2; }

.resource-layout {
  display: grid;
  grid-template-columns: minmax(320px, 0.82fr) minmax(0, 1.18fr);
  gap: 78px;
  align-items: center;
}

.resource-photo { position: relative; margin: 0; }
.resource-photo::before { content: ""; position: absolute; inset: -16px 22px 28px -16px; z-index: 0; background: var(--gold); border-radius: 32px 32px 10px 32px; }
.resource-photo img { position: relative; z-index: 1; width: 100%; aspect-ratio: 4 / 5; display: block; object-fit: cover; border-radius: 28px 28px 8px 28px; box-shadow: var(--shadow); }
.resource-copy > p:not(.eyebrow) { max-width: 660px; color: var(--muted); font-size: 1.05rem; }

.resource-links { display: grid; gap: 12px; margin-top: 30px; }
.resource-links a { display: grid; grid-template-columns: 48px 1fr; gap: 2px 14px; padding: 20px; color: var(--navy); background: var(--cream); border: 1px solid rgba(7,29,51,0.1); border-radius: 18px; text-decoration: none; transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease; }
.resource-links a:hover, .resource-links a:focus-visible { transform: translateX(5px); border-color: var(--teal); box-shadow: 0 12px 30px rgba(7,29,51,0.08); }
.resource-links span { grid-row: 1 / span 2; width: 42px; height: 42px; display: grid; place-items: center; color: var(--navy); background: var(--gold); border-radius: 50%; font-size: 0.72rem; font-weight: 900; }
.resource-links strong { font-size: 1.02rem; }
.resource-links small { color: var(--muted); font-size: 0.84rem; }

.trust-grid {
  min-height: 116px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  align-items: center;
}

.trust-grid > div { padding: 18px 30px; border-right: 1px solid rgba(255,255,255,0.13); }
.trust-grid > div:first-child { padding-left: 0; }
.trust-grid > div:last-child { border-right: 0; }
.trust-grid strong, .trust-grid span { display: block; }
.trust-grid strong { color: var(--gold-light); font-size: 1.05rem; }
.trust-grid span { color: #c0d0dc; font-size: 0.9rem; }

.section { padding-block: 112px; }

.section-heading {
  display: grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 70px;
  align-items: end;
  margin-bottom: 52px;
}

.section-heading h2 { max-width: 700px; margin-bottom: 0; }
.section-heading > p { max-width: 430px; margin: 0 0 8px; color: var(--muted); font-size: 1.04rem; }

.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }

.service-card {
  min-height: 350px;
  display: flex;
  flex-direction: column;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--cream);
  box-shadow: 0 10px 36px rgba(7, 29, 51, 0.06);
}

.service-card.featured { background: var(--aqua); border-color: transparent; }
.service-card.dark-card { background: var(--navy); border-color: var(--navy); }
.service-card.dark-card h3, .service-card.dark-card a { color: var(--white); }
.service-card.dark-card p { color: #c5d4df; }
.service-number { color: var(--gold); font-size: 0.86rem; font-weight: 900; letter-spacing: 0.12em; }
.service-card h3 { margin: 58px 0 16px; font-size: 1.55rem; }
.service-card p { margin: 0 0 28px; color: var(--muted); }
.service-card a { margin-top: auto; color: var(--teal-dark); font-weight: 800; text-underline-offset: 5px; }

.process-section { color: var(--white); background: var(--teal-dark); }

.process-grid { display: grid; grid-template-columns: 0.82fr 1.18fr; gap: 96px; }
.process-intro { position: sticky; top: 130px; align-self: start; }
.process-intro .eyebrow { color: var(--gold-light); }
.process-intro h2 { color: var(--white); }
.process-intro p:last-child { color: #d5eeee; }

.process-price {
  display: grid;
  margin-top: 30px;
  padding: 24px;
  color: var(--navy);
  background: #fffaf2;
  border: 1px solid rgba(255,255,255,0.4);
  border-radius: 22px 22px 22px 6px;
  box-shadow: 0 18px 46px rgba(7, 29, 51, 0.16);
}
.process-price > span { color: var(--teal-dark); font-size: 0.74rem; font-weight: 900; letter-spacing: 0.11em; text-transform: uppercase; }
.process-price > strong { margin-top: 8px; color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-size: 3.7rem; line-height: 1; }
.process-price > small { color: var(--teal-dark); font-weight: 850; }
.process-price > p { margin: 14px 0 18px; color: var(--muted) !important; font-size: 0.84rem; line-height: 1.55; }
.process-price .button { width: 100%; }

.steps { display: grid; gap: 16px; margin: 0; padding: 0; list-style: none; }
.steps li { display: grid; grid-template-columns: 62px 1fr; gap: 22px; padding: 28px; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.15); border-radius: 20px; }
.steps > li > span { width: 50px; height: 50px; display: grid; place-items: center; color: var(--navy); background: var(--gold); border-radius: 50%; font-weight: 900; }
.steps h3 { margin: 2px 0 8px; color: var(--white); }
.steps p { margin: 0; color: #d7eeee; }

.about { background: linear-gradient(135deg, #edf8f7, var(--cream) 62%); }
.about-grid { display: grid; grid-template-columns: 0.72fr 1.28fr; gap: 90px; align-items: center; }

.about-badge {
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  position: relative;
  color: var(--white);
  background: var(--navy);
  border: 18px solid var(--gold);
  border-radius: 50%;
  box-shadow: var(--shadow);
}

.about-badge::before { content: ""; position: absolute; inset: 18px; border: 1px solid rgba(255,255,255,0.28); border-radius: 50%; }
.about-monogram { font-family: Georgia, "Times New Roman", serif; font-size: clamp(4rem, 8vw, 7rem); letter-spacing: -0.09em; }
.about-ring { position: absolute; bottom: 14%; color: var(--gold-light); font-size: 0.72rem; font-weight: 900; letter-spacing: 0.2em; text-align: center; text-transform: uppercase; }
.about-copy > p:not(.eyebrow) { max-width: 700px; color: var(--muted); font-size: 1.08rem; }
.owner-line { display: grid; margin-top: 28px; padding-left: 20px; border-left: 4px solid var(--gold); }
.owner-line strong { color: var(--navy); font-size: 1.1rem; }
.owner-line span { color: var(--muted); }

.contact-section { padding-block: 90px; color: var(--white); background: var(--navy); }
.contact-grid { display: grid; grid-template-columns: 1.18fr 0.82fr; gap: 70px; align-items: center; }
.contact-grid h2 { max-width: 700px; margin-bottom: 16px; color: var(--white); }
.contact-grid p:not(.eyebrow) { max-width: 660px; margin: 0; color: #c5d4df; }
.eyebrow.light { color: var(--gold-light); }
.contact-actions { display: grid; justify-items: start; gap: 18px; }
.button-gold { color: var(--navy); background: var(--gold); border-color: var(--gold); }
.button-gold:hover, .button-gold:focus-visible { color: var(--navy); background: var(--gold-light); border-color: var(--gold-light); }
.email-link { color: var(--white); font-weight: 700; overflow-wrap: anywhere; text-underline-offset: 5px; }

footer { padding-block: 38px; background: #041424; }
.footer-grid { display: grid; grid-template-columns: 1fr auto; gap: 14px 40px; align-items: center; }
.footer-grid p { margin: 0; color: #9fb0be; font-size: 0.82rem; }
.footer-brand { grid-row: 1 / span 2; }
.footer-brand .brand-script, .footer-brand .brand-name { color: var(--white); }
.footer-meta { display: grid; justify-items: end; gap: 7px; text-align: right; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 14px; }
.footer-links a { color: var(--gold-light); font-size: 0.82rem; font-weight: 700; }

/* Resource and education pages */
.page-hero { position: relative; overflow: hidden; padding-block: 76px; background: linear-gradient(120deg, var(--aqua), var(--cream) 62%, #efe0bd); }
.page-hero::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 7px; background: linear-gradient(90deg, var(--teal) 0 72%, var(--gold) 72% 100%); }
.page-hero-grid { display: grid; grid-template-columns: minmax(0, 1.12fr) minmax(340px, 0.88fr); gap: 72px; align-items: center; }
.page-hero h1 { max-width: 800px; font-size: clamp(3rem, 6vw, 5.2rem); }
.page-hero .hero-lead { margin-bottom: 24px; }
.breadcrumb { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 24px; color: var(--teal-dark); font-size: 0.88rem; font-weight: 800; }
.breadcrumb a { text-underline-offset: 4px; }
.page-photo { margin: 0; }
.page-photo img { width: 100%; aspect-ratio: 4 / 3; display: block; object-fit: cover; border: 10px solid #fffaf2; border-radius: 34px 34px 10px 34px; box-shadow: var(--shadow); }
.reviewed { display: inline-flex; align-items: center; gap: 8px; margin-top: 10px; padding: 7px 12px; color: var(--navy); background: rgba(213,170,67,0.22); border-radius: 999px; font-size: 0.82rem; font-weight: 800; }

.content-section { padding-block: 92px; }
.content-section.alt { background: #fffaf2; }
.content-grid { display: grid; grid-template-columns: minmax(0, 1.45fr) minmax(280px, 0.55fr); gap: 72px; align-items: start; }
.prose h2 { margin-top: 56px; font-size: clamp(2rem, 3.5vw, 3rem); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin: 30px 0 10px; }
.prose p, .prose li { color: #435568; }
.prose ul { padding-left: 22px; }
.prose a { color: var(--teal-dark); font-weight: 750; text-underline-offset: 4px; }

.side-card { position: sticky; top: 118px; padding: 28px; color: var(--white); background: var(--navy); border-radius: 24px 24px 24px 8px; box-shadow: var(--shadow); }
.side-card h2, .side-card h3 { color: var(--white); }
.side-card h3 { margin-bottom: 12px; }
.side-card p { color: #c6d4de; }
.side-card a:not(.button) { color: var(--gold-light); font-weight: 800; text-underline-offset: 4px; }
.side-card .button { width: 100%; margin-top: 10px; }

.eligibility-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin-top: 28px; }
.eligibility-card { padding: 22px; background: #fffaf2; border: 1px solid var(--line); border-radius: 18px; }
.eligibility-card strong { display: block; margin-bottom: 4px; color: var(--navy); }
.eligibility-card span { color: var(--muted); font-size: 0.92rem; }

.timeline { display: grid; gap: 0; margin: 32px 0 0; padding: 0; list-style: none; counter-reset: step; }
.timeline li { position: relative; display: grid; grid-template-columns: 58px 1fr; gap: 20px; padding-bottom: 30px; counter-increment: step; }
.timeline li::before { content: counter(step); position: relative; z-index: 1; width: 48px; height: 48px; display: grid; place-items: center; color: var(--navy); background: var(--gold); border-radius: 50%; font-weight: 900; }
.timeline li::after { content: ""; position: absolute; left: 23px; top: 46px; bottom: 0; width: 2px; background: var(--line); }
.timeline li:last-child::after { display: none; }
.timeline h3 { margin: 3px 0 6px; }
.timeline p { margin: 0; }

.info-note { margin: 32px 0; padding: 22px 24px; color: var(--navy); background: var(--aqua); border-left: 5px solid var(--teal); border-radius: 5px 18px 18px 5px; }
.info-note.gold { background: #fbefd2; border-left-color: var(--gold); }
.info-note strong { display: block; margin-bottom: 5px; }

.official-links { display: grid; gap: 10px; margin-top: 18px; }
.official-links a { display: block; padding: 13px 15px; color: var(--navy) !important; background: #fffaf2; border: 1px solid var(--line); border-radius: 12px; text-decoration: none; }
.official-links a:hover, .official-links a:focus-visible { border-color: var(--teal); }

.faq-groups { display: grid; gap: 52px; }
.faq-group > h2 { margin-bottom: 22px; }
.faq-list { display: grid; gap: 12px; }
.faq-list details { background: #fffaf2; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; }
.faq-list summary { position: relative; padding: 22px 56px 22px 22px; color: var(--navy); cursor: pointer; font-weight: 850; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 22px; top: 16px; color: var(--teal-dark); font-size: 1.65rem; font-weight: 500; }
.faq-list details[open] summary::after { content: "−"; }
.faq-answer { padding: 0 22px 22px; color: #435568; }
.faq-answer p { margin: 0; }

.feature-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin: 28px 0 34px; }
.feature-card { padding: 26px; background: #fffaf2; border: 1px solid var(--line); border-radius: 20px; }
.feature-card h3 { margin-bottom: 10px; }
.feature-card p { margin: 0; }
.feature-card.accent { background: var(--aqua); border-color: transparent; }

.compare-table { width: 100%; margin-top: 28px; border-collapse: collapse; background: #fffaf2; border-radius: 18px; overflow: hidden; box-shadow: 0 8px 24px rgba(7,29,51,0.06); }
.compare-table th, .compare-table td { padding: 18px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.compare-table th { color: var(--white); background: var(--navy); }
.compare-table tr:last-child td { border-bottom: 0; }

.checklist { display: grid; gap: 10px; margin: 24px 0 0; padding: 0; list-style: none; }
.checklist li { position: relative; padding: 14px 16px 14px 48px; background: #fffaf2; border: 1px solid var(--line); border-radius: 14px; }
.checklist li::before { content: "✓"; position: absolute; left: 17px; top: 12px; width: 23px; height: 23px; display: grid; place-items: center; color: var(--white); background: var(--teal); border-radius: 50%; font-size: 0.78rem; font-weight: 900; }

.disclaimer { margin-top: 46px; padding-top: 20px; color: var(--muted); border-top: 1px solid var(--line); font-size: 0.88rem; }

.cta-band { padding-block: 70px; color: var(--white); background: var(--teal-dark); }
.cta-band-grid { display: grid; grid-template-columns: 1fr auto; gap: 46px; align-items: center; }
.cta-band h2 { margin-bottom: 10px; color: var(--white); }
.cta-band p { margin: 0; color: #d7eeee; }

:focus-visible { outline: 3px solid var(--gold); outline-offset: 4px; }

@media (max-width: 960px) {
  .nav-wrap { flex-wrap: wrap; padding-block: 16px; }
  nav { order: 3; width: 100%; justify-content: center; padding-top: 12px; border-top: 1px solid var(--line); }
  .hero-grid { grid-template-columns: 1fr; gap: 46px; padding-block: 70px 78px; }
  .contact-card { max-width: 620px; }
  .section-heading, .process-grid, .about-grid, .contact-grid, .resource-layout, .page-hero-grid, .content-grid { grid-template-columns: 1fr; gap: 42px; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 290px; }
  .service-card h3 { margin-top: 38px; }
  .process-intro { position: static; }
  .about-badge { width: min(390px, 88vw); }
  .resource-photo { width: min(560px, 92%); }
  .resource-photo img { aspect-ratio: 16 / 10; }
  .side-card { position: static; }
  .page-photo { max-width: 680px; }
}

@media (max-width: 680px) {
  .shell { width: min(100% - 28px, 1180px); }
  .site-header .button-small { display: none; }
  .brand-script { font-size: 1.12rem; }
  .brand-name { font-size: 0.62rem; }
  nav { gap: 20px; justify-content: flex-start; overflow-x: auto; }
  nav a { flex: 0 0 auto; }
  h1 { font-size: clamp(2.75rem, 14vw, 4.25rem); }
  h2 { font-size: clamp(2.05rem, 10.5vw, 3rem); }
  .hero-grid { min-height: auto; padding-top: 58px; }
  .hero-actions { display: grid; }
  .button { width: 100%; }
  .contact-card { padding: 28px 24px; border-radius: 26px 26px 26px 8px; }
  .contact-photo { width: calc(100% + 48px); height: 165px; margin: -28px -24px 24px; }
  .contact-card h2 { font-size: 2.2rem; }
  .trust-grid { grid-template-columns: 1fr; padding-block: 16px; }
  .trust-grid > div { padding: 18px 0; border-right: 0; border-bottom: 1px solid rgba(255,255,255,0.13); }
  .trust-grid > div:last-child { border-bottom: 0; }
  .section { padding-block: 78px; }
  .section-heading { margin-bottom: 36px; }
  .service-card { min-height: 310px; padding: 28px; }
  .steps li { grid-template-columns: 48px 1fr; gap: 15px; padding: 22px 18px; }
  .steps > li > span { width: 42px; height: 42px; }
  .about-grid { gap: 54px; }
  .about-badge { width: min(320px, 86vw); border-width: 13px; }
  .resource-photo { width: calc(100% - 12px); margin-left: 12px; }
  .resource-links a { grid-template-columns: 44px 1fr; padding: 17px; }
  .page-hero { padding-block: 56px; }
  .page-photo img { border-width: 7px; border-radius: 26px 26px 8px 26px; }
  .eligibility-grid, .feature-grid { grid-template-columns: 1fr; }
  .timeline li { grid-template-columns: 48px 1fr; gap: 14px; }
  .timeline li::before { width: 42px; height: 42px; }
  .timeline li::after { left: 20px; top: 41px; }
  .compare-table, .compare-table tbody, .compare-table tr, .compare-table th, .compare-table td { display: block; }
  .compare-table th { display: none; }
  .compare-table td { padding: 14px 18px; }
  .compare-table td::before { content: attr(data-label); display: block; margin-bottom: 3px; color: var(--teal-dark); font-size: 0.75rem; font-weight: 900; letter-spacing: 0.08em; text-transform: uppercase; }
  .cta-band-grid { grid-template-columns: 1fr; gap: 26px; }
  .contact-section { padding-block: 72px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-brand { grid-column: 1; grid-row: auto; }
  .footer-meta { justify-items: start; text-align: left; }
  .footer-links { justify-content: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; }
}